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InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial portfolio manager, Luke Guerrero.

Good afternoon, fellow investors, and welcome back to Invest talk. My name is Luke Guerrero. It is Friday, March 21st, 2025.

Now, it's been a while since I've been here with you. I got back from some time off and certainly the past couple weeks have been, well, different.

Different in the well, different.

Different in the markets, different in terms of news.

Today might be a different show because you can hear this band outside of my apartment

incessantly playing at 4 p.m. on a Friday, but nonetheless, through these changes, through

these differences, we persevere.

Because it's important to never lose focus on why we come to InvestTalk and why we care about

becoming better, more informed investors.

And the reason why we care is because through those things that we hope we are a small part of,

small part of, we hope that we can help you achieve your financial freedom.

And so as the year continues to bring fresh challenges, as the market continues to be very different

from the market of the past two years, you must remain focused. And so for our small part, we do bring educational items to the table. We

bring action items to the table as well. But most importantly, you steer the conversation

through your finance and investment questions. And so with that in mind, before we run down

those show topics that we brought to the table today, before we talk about the market performance today and this week, let's tackle our first caller question now.

Hi, my name is Adam. I'm calling from El Dorado Hills, California.

I had a question regarding Mosaic, ticker MOS.

Seems like it's setting for a nice big run. It's been consolidating for a few years

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