Rebalancing Your Retirement Portfolio in Market Downturns - 294

Your Money, Your Wealth

Realestate, Income, Investing, Personalfinance, 401k, Rothconversion, Retirement, Education, Taxes, Socialsecurity, Personalfinances, Finance, Retirementplanning, Investments, Stocks, Business, Roth, Fiduciary, Ira

2.3 • 681 Ratings

🗓️ 6 October 2020

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Retirement portfolio rebalancing when the market goes down, accumulation, de-accumulation, dollar cost averaging, and IRR, ROR, and CAGR (not "kegger") as ways of calculating rates of return on investments. Plus step-up in basis, required minimum distributions or RMDs, capital accumulation life insurance plans, tax planning for new homebuyers, spousal Social Security benefits, and of course, backdoor Roth IRA conversions. Access transcript & financial resources, send in money questions: https://bit.ly/YMYW-294

Transcript

Click on a timestamp to play from that location

0:00.0	Today on The Smitty and Priya Show, I mean, on your money, your wealth, plenty of financial
0:05.0	concepts and acronyms to wrap your brains around.
0:08.1	We're talking about accumulation, deacumulation, dollar cost averaging, I-R-R-R-R-C-A-G-R.
0:15.2	Those are all ways of calculating rates of return on investments, by the way, as well as step-up
0:19.8	in basis, required minimum distributions.
0:22.3	Oh, there's another acronym, RMD, capital accumulation life insurance plans, tax planning
0:27.5	for new homebuyers, spousal, social security benefits, and of course, those backdoor Roth
0:32.5	conversions. But on YMIW, it's sometimes called the garage door or something.
0:42.2	But first, let's talk about portfolio rebalancing during retirement when the market goes down,
0:44.4	and then let's get to the fun stuff.
0:44.9	Kegers!
0:52.3	I'm producer Andy Last, and here are the hosts of Your Money, Your Wealth, Joe Anderson, CFP, and Big Alclopline CPA.
0:55.9	We got Tom from Linwood,
0:57.6	Linwood, Washington.
1:00.4	Hey, Jill, Alan,
1:03.4	you totally enjoy your podcast and learned a lot.
1:04.4	Keep up the good work.
1:08.0	Apparently he hasn't listened to this episode yet.
1:09.7	Got off. Fortunately, it's not out.
1:12.6	Yeah, it will be. It may not, maybe this won't make it.
1:14.6	We'll see.
1:15.6	Hot start.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Your Money, Your Wealth, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Your Money, Your Wealth and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.