Hi folks, and welcome to the Meaningful Money Podcast, this is season 26, episode 2.

Yes, welcome back. Everybody, lots of you will be listening.

Body, I reckon around 10,000 of you will be listening to this in the coming week or two,

which is just amazing, but we all know that you're really here to listen to the smooth

tones of Mr. Roger Weekes. Welcome back, Roger. Hi Pete. I think it's the gargling with extra

virgin olive oil before sitting in front of the microphone, which does it? Perhaps we should take

up smoke and be far more gravely. Well, you know, I'm not sure the audience could cope with that.

No, it's nice of people to say how smooth it is. No, it's with alarming regularities. That's

what comes into the email inbox, is how smooth your journey's tones are. Yeah, Jen said to be,

a lot of people comment on that, Roger. Yeah, they do. Yeah, that's why you married me.

So we got this season off to a good start last week talking about market timing and why it's a

bad idea to try because whether it'll work for you or not is a toss of the coin. Absolutely,

right. But this week we want to look at just one real story of kind of planning journey with a

client that has seen some highs and lows and it will demonstrate the power of a relationship with

a trusted financial planner, a little bit self-serving, that sounds I know, but also what potentially

can go wrong when somebody tries to get too clever to give some folks some food for thought

and as usual, after the main body, we'll read a review. It's been left by a listener and

answer one of your favorite questions. We will. And remember notes and links from today's show

are at the show notes, which is the only link you need to remember as we go through this,

meaning for money dot tb slash rs two for real stories episode two. Right, let's get started and

tell the story. Are you sitting comfortably? What's up all the time? We'll begin.

That's actually the right noise. Sounds like jack and ores. Yeah, did jack and ores. I literally

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