Today on Your Money, Your Wealth podcast number 323, join Big Al spitball a real estate strategy

for Connie and her husband who own a couple of real estate investment properties and want

to buy themselves a home. Should they sell one or both rental properties, use the restricted

stock units or RSUs that Connie's husband will be getting from his employer. Also, John in Salem,

Massachusetts writes into YMIW to ask a certified financial planner and a certified public accountant

if it's worth it to hire a financial advisor. And finally, of course, Roth conversions. Should

Frodo's uncle convert to the top of his tax bracket each year?

How can Priya in Irvine move non-deductible IRA money to Roth without paying taxes again?

And Daniel and Tracy share their cautionary tale about Roth conversions and stimulus payments.

I'm producer Andy Last, and here are the hosts of Your Money, Your Wealth, Joe Anderson, CFP, and Big Al Clopine CPA.

Hi, Joe, Alan Andy.

Al said he likes to talk about real estate, so I'm interested in your spitballing on this.

Okay.

Background of me, 47, husband, 45, two kids in the Bay Area, one cat named Pepper.

I drive a 2012 Toyota Ravrefour. Husband, 2013 Nissan Leaf.

But I listen to you when I'm walking or running in the neighborhood. We own a house in the East Bay.

We own $180,000. B bought it for $650,000 at

four and a half percent, currently rented below market at $2,800 per month. Property tax is 13K. Zillow

estimates worth over a million bucks. We own another house in Bellevue, Washington, bought at $375,000.

070K on that, rented for $2,700 a month.

Property tax is $9K.

Zillow estimate about $900,000.

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