Let's talk about ambassador, right? Let's start off right here, Sebastian.

Tell us some programs that are available at today's market for ambassadors to probably portfolio.

So one of the most important things on what people understand is that the first time investor

is accessible to you to get finance. A lot of people typically go with right to left.

However, in a market where there's going to be a lot of opportunities with properties

that are going to be going below market value. And I want you all to go out there and start

looking at what, how are you going to fund these deals using what's called bridging finance.

Now, there's going to be bridging finance available for first-time buyers. A lot of people don't

understand it. I'm here today to make sure I'm breaking down to you that there is accessible

finance to all of you. It's here, it's available first-time buyer firm. First-time landlords,

first-time investors, I really need you guys to get your thinking caps on tonight because we're

going to drop us some gems for you. So talk to us at the end of about this program, right?

So what's the minimum credit score that's required for this? So as a vitalet, we've got

to let this out, especially slenders out there that don't care about your credit. Now, you need

to be careful because we need to make sure that music lenders understand what your strategy is

going to be. So when I say that is because no minimum company is required in some of these

lenders. So if you're first-time buyer, first-time landlord, there's going to be accessible finance

to you using specialist lenders. We've got high street lenders and I want you all to realize

that this has been able to you. All right, all right. So I like that. Let me ask you a question,

right? Were these programs because your mortgage broke as well? Are you finding what

difficult to get people to move for funding in today's market? Because I've been reading a lot

on the news over here that a lot of banks have been pulling out and offering these type of

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