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This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance instructor and certified financial planner Chris Stein teach you about IRAs,

borrow-in-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast, Jim and Chris want you to know that they're

available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Well, hello and welcome to the Retirement and IRA show EDU edition for this week.

Breaking our latest trend, we don't have a special guest on today's show.

So back to a more typical EDU show. I've got a couple things going on today.

I know that Jim just attended a webinar from the insurance industry, something related to annuities,

that I'm sure he was excited to share with us because it sounded like an interesting topic.

We've also got kind of the latest edition of the Ed Slots IRA advisor newsletter

that has a section of it entitled The Top 23 Questions that Financial Advisors Asked Us.

So that is a beautiful food for thought as to some questions that you all out there

may have about your own retirement planning. So we'll take a look at that list and not go through

all 23 of them, but pick out some of them that we can get to in today's show. So I'll bring Jim on board here.

And I think he'll probably want to start with the recap of the webinar he was in,

...