Joe, do you have a silver or gold allocation in your portfolio?

I have from time to time very, very small.

I also, when I did research around, believe it or not, Paula, the efficient frontier.

Oh.

I found that having just a little tiny bit is like if you add just a little bit of chili pepper to the recipe, a little goes a long way.

But because of the non-correlation with equities and sometimes negative correlation,

it really mellows out your portfolio.

Oh, all right. Well, we're going to hear from a listener who's wondering about adding a silver or gold

allocation. We're also going to hear from someone who's wondering, how much is too much to save for kids college?

Never too much.

Save more.

And we'll hear from someone with some questions about retirement, the 4% rule, the efficient frontier, all of our favorite topics.

So it's going to be a meaty episode.

Meets. We'll try not to get the meat sweats. Welcome to the Afford Anything podcast,

the show that understands you can afford anything, but not everything. This show covers five

pillars, financial psychology, increasing your income, investing, real estate, and

entrepreneurship. It's double-eye fire. I'm your host, Paula Pant. I trained in

economic reporting at Columbia. Every other episode, I answer questions from you alongside my buddy,

the former financial planner, Joe Sal C-high. What's up, Joe?

I don't mind the meat sweats because if you have them, you earned them. You know what I mean?

You get to sit at a table and just, wow, mom, mom, ma, ma, ma, ma, ma, ma.

Yeah.

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