Welcome to the For the Gospel podcast where we provide sound doctrine for everyday people.

I'm your host, Kosti Hinn, and whether you're listening to this on your favorite podcast platform

or watching on our YouTube channel, I'm really thankful that you've joined me today for

this episode where I'm going to be answering your questions from our series. We just went through

on money, financial planning, saving, investing, all of it, and of course giving. Now, the entire

premise of the series was that Christians should be the best money managers because God, our God, is the best financial

advisor. And so you have sent in questions. I'm ready to answer. Let's do it. The first one is this.

Can you provide wisdom on giving versus how much to save and invest? Okay, really good question.

I would say the 80-10-10 principle is a good place to start as a baseline.

And that's where I would say you're living off of 80, you're giving 10, and you're saving and

you're saving and investing 10. I certainly would consider giving as much more or as equal to what

you're saving and investing if you're not really giving much to the Lord's equal to what you're saving and investing. If you're not really giving much

to the Lord's work, but you're a big saver and a big investor, that's something to think through.

There shouldn't be a massive difference where you're giving a sparing, but you know, you're just,

you're just killing the game and your savings and investing, unless you're in a season where

maybe you're purchasing a season where maybe you're

purchasing a home or your retirement contributions are being caught up on. But why 80-10-10 is a great

baseline is you can always go up from there. When you're living on 80, you're giving 10 and you're

saving and investing 10. Maybe you end up starting there or you adjust to, you know, 70, 10, 10, 10, where you live off 70

because your income is stronger than it used to be. You give 10%, you save 10%, and you invest 10%

separately. That might be a great baseline for people if it makes sense. You might have some debt

that you're trying to go after. And so you slice that up,

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