Psycho Tried To Manipulate Me | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 11 November 2024

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:03.4	How do you not know that went from $15,000 to $30,000?
0:05.3	How do you know that's not double?
0:06.3	And you see there and you're sitting there and you're looking at $30,000 and you thought it was 30,000 hours all the whole time? You didn't think that doubled? You didn't know what your balance was when you first got it? What do you mean? How did you not know who's doubled? It's double the number.
0:02.6	Hi, I'm Holly.
0:03.8	I'm 26 years old.
0:05.1	I live in Austin, Texas, and this is the financial audit.
0:08.9	The financial... Hi, I'm Holly. I'm 26 years old. I live in Austin, Texas, and this is the financial audit.
0:24.2	The financial audit. What do you do here in Austin for a living?
0:28.9	I'm an admin. I'm opt support. So not really secretarial duties, more like background stuff.
0:36.3	So broad. But okay, what do you, what do you make?
0:38.3	I work for a staffing agency.
0:39.3	Okay, what do you make? You guys always spam my emails. Yes, yeah. What do you make? I make about 48, 49 a year. How do you feel living on Austin in that? Is it a single household income? Mm-hmm, yeah, single household. I mean, it doesn't feel great, but that's, I think, mostly due to my student loans.
0:38.1	I think I would be doing a lot better in life if I did not have student loans. Really? Yeah. Oh, yeah. I didn't graduate, so I can't consolidate them. So the payments were about $600. What do you mean you can't consolidate them? If you went to a private institution, that would probably allow you to consolidate them.
1:11.8	No, if you go to a private bank.
1:15.7	Oh.
1:16.8	Not that that would be good anyway because you lose forgiveness protections and different
1:20.3	things like that.
1:21.9	But not that you can't consolidate them, but you're talking potentially within the institution you're a part of for your federal loans, right? The management company? No, no, not the federal, the private. The private loans. The private loans? Yeah, I'll be honest. I don't even know what's going on. Well, consolidation. I mean, you could private student loans? Mm-hmm. They're Discover. Did you even send a statement for it? Yeah. I thought I saw federal student loans? Mm-hmm. Through Discover. Did I even send a statement for her?
1:44.8	Did I get there?
1:45.3	Yeah, I sent in Discover.
1:45.8	I thought I saw federal student loans.
	...

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