PREVIEW HEADLINE: Obamacare's Affordability Crisis: What Went Wrong and How to Fix It GUEST: Michael Toth, Research Director of the Civitas Institute 50-WORD SUMMARY: Obamacare has become "massively unaffordable" for taxpayers because federal subsidies
The John Batchelor Show
John Batchelor
4.5 • 2.8K Ratings
🗓️ 15 October 2025
⏱️ 2 minutes
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Summary
HEADLINE: Obamacare's Affordability Crisis: What Went Wrong and How to Fix It GUEST: Michael Toth, Research Director of the Civitas Institute 50-WORD SUMMARY: Obamacare has become "massively unaffordable" for taxpayers because federal subsidies covering premiums rose from less than 70% to over 80%. The original mistakes could be corrected by deregulating the health insurance market, allowing insurers to charge lower premiums for younger, healthier people, thereby increasing the risk pool and bending the cost curve.
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| 0:26.9 | This is John Batchel, conversation with Michael Toth, research director of the Civitas Institute, |
| 0:32.7 | about Obamacare. What went wrong with Obamacare, because the shutdown in Congress is now about extending Obamacare, aka spend more money, and what could correct the original mistakes in |
| 0:39.7 | Obamacare having to do with the young, healthy population? Here's Michael Toth, much more of this |
| 0:45.6 | tonight. I mean, you're spot on, John, in terms of what the trends are showing. So, you know, |
| 0:51.7 | if you look at before these changes that Congress made |
| 0:54.5 | during the Biden administration, the federal taxpayers were covering about 70 percent, less than 70 |
| 1:00.4 | percent of Obamacare premiums, it's over 80 percent now. I mean, just in a very short period of time, |
| 1:06.1 | right? And so, you know, it's the unaffordable care act unless you have massive taxpayer subsidies |
| 1:14.2 | that go to insurance companies. |
| 1:16.1 | So that's kept it, quote, affordable for the individuals that are getting covered. |
| 1:20.6 | But it's also making it massively unenforatable for taxpayers. |
| 1:24.8 | Rather than, again, and this is sort of what my piece is getting at, which is, |
| 1:28.3 | you know, we could also deregulate Obamacare, and we could deregulate the health insurance |
| 1:33.3 | markets and do things like allowing the insurance companies to charge lower premiums for |
| 1:38.1 | younger, healthier people. They would come in. You'd have a larger risk pool, right? You'd have a |
| 1:43.1 | larger insurance pool, and that could'd have a larger insurance pool, |
| 1:44.6 | and that could actually bend the cost curve. The Obama administration tried to, quote, |
| 1:49.1 | bend the cost curve by getting young people to sign up based on their affiliation with |
| 1:53.6 | the program of President Obama and the persona of President Obama. But they looked at the numbers |
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