Plan Your Black Friday Shopping Strategy and Should You Wait to Buy a Home?

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 13 November 2023

⏱️ 43 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Craft your holiday shopping plan with Black Friday insights, then understand options for buying a home in today’s market. 01:24 This Week in Your Money: Unlock the secrets of savvy shopping by learning about the biggest sales events of the year. Hosts Sean Pyles and Sara Rathner discuss the holiday shopping season with Personal Finance Nerd Tommy Tindall, who talks about the value of shopping on Black Friday versus other annual sales events like Cyber Monday, the best days of the season to find deals in certain categories like big ticket electronics and winter clothing, and helpful tips for how to budget for your holiday shopping list. 12:55 Today’s Money Question: Home and Mortgage Nerd Kate Wood joins Sean and Sara to answer a listener’s question about whether to purchase a home now or wait and see if interest rates go down. They discuss the current state of interest rates, the refinancing process, interest rate buy downs, adjustable rate mortgages, and how state and local programs can help first-time homebuyers. They also explore different types of homes such as condos or townhouses on their way to helping first-time buyers understand their options for making homeownership an affordable dream. If you’re looking for an app to track all your money in one place, then check out the free NerdWallet app: https://nerdwallet.com/app In their conversation, the Nerds discuss: Black Friday shopping tips, sales events, Cyber Monday, housing market, housing affordability crisis, 30-year mortgages, homeownership, adjustable rate mortgages, refinancing, home affordability calculator, housing affordability solutions, first-time home buyers, credit card debt, holiday shopping, home ownership, interest rates, real estate, and buy now, pay later loans. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Prime Video brings thrilling entertainment.
0:03.0	Watch heavyweight detective Breacher, season three included with Prime.
0:07.0	Exactly how much danger is this job putting me in.
0:10.0	Treat yourself to the lovably chaotic Bridget Jones mad about the boy available to buy.
0:15.0	Did you have sex? Did you have sex?
0:17.0	Did you have sex last night?
0:19.0	Yes! And it was amazing.
0:23.0	Whatever you're into, it's right here.
0:25.3	Prime Video.
0:27.1	Click or tap the banner to find out more.
0:29.8	Hey, Sarah, what's the best Black Friday purchase you ever made?
0:34.6	Not to be basic, but I friggin love my instant pot. That was the hot item to buy back
0:40.4	in, what, 2019? Yeah. I swear, I use that thing weekly. Last night I made chicken
0:46.1	shwarma rice bowls for dinner, and I am very excited for the leftovers tonight. What about you?
0:51.3	For me, it's got to be the Ugg Minis that I picked up last year. I don't
0:55.6	care what anyone thinks. They are so dang cozy and I wear them all winter long. Well, it was
1:01.2	30 degrees where I live when I got up this morning and I have a cold. So honestly, they sound
1:05.6	delightful. I would love a pair. care. Welcome to Nerd Wallet's Smart Money Podcast, where you send us your money questions and we
1:22.9	answer them with the help of our genius nerds. I'm Sean Piles. And I'm Sarah Rathner. Listeners, you know the
1:29.0	drill. You've got money questions and we've got nerdy answers. So send your questions our way.
1:34.5	You can email a voice memo of your question to podcast at nerdballot.com or leave a voicemail on the nerd
1:40.6	hotline at 901-730 6373. That That's 901 730 N-E-R-D.
	...

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