Welcome to the Jill on Money Show.

It's Tuesday, May 9th.

And we are here trying to help you make solid financial decisions.

Sometimes I think solid is good because it doesn't have to be the best and it doesn't

have to be huge.

It could be solid, you know, kind of meaningful, but not in a way that you have to blow up

your entire life.

And I think that's something we really need to keep in mind as we're navigating all the

different choices out there.

Remember.

These aren't always just one or the other.

Oftentimes what we like to do is lay out different pathways.

And you can choose which one is the best one for you, all right?

So for example, we're going to do some emails today and I'm going to lay out some pathways.

Let's start with this is from Paul who wants to save for granddaughter.

And the question is, are government savings bonds the safest way to invest for a soon to

be born granddaughter?

That's a very interesting question because safest is different than maybe most efficient.

So when you think about using bonds for higher education, that is a way that you can buy

a bond.

And usually when you buy a bond, there's a tax event when you redeem it.

But if you use it for higher education, you don't have to pay the tax due on that.

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