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Financial Audit

Pathetic Brat Thinks Shes Hot Sh*t | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6633 Ratings

🗓️ 14 March 2025

⏱️ 83 minutes

🧾️ Download transcript

Summary

▶I BRING IN THE BOYFRIEND... this gets beyond *intense* ... the drama is wild. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶ Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :) Speed up your hiring right now with Indeed and get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://indeed.com/caleb Terms and conditions apply. Hiring? Indeed is all you need. Use Yrefy to refinance your private student loans today at: yrefy.com/hammer ▶▶▶ Download my budgeting app today: https://calebhammer.com/app ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: Bundle is 33% off and all courses are 20% off through March 3rd! 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to $150 in cash rewards from moomoo U.S when you make a qualified deposit + earn 8.1% on uninvested cash for a limited time for new users!! Terms & Conditions Apply. 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10) Build you own stan store: https://www.stan.store/?ref=CalebHammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube. I have gone through a lot of different boyfriends, and I finally found the one. I want to be independent in a way. I don't need to rely on him. You have to take care of your lazy ass and spoiled shit. Who won't stop spending money they don't have. I can't stop. Stop what? Spending, treating myself.

0:21.2

I deserve. No shit.

0:22.0

He's taking care of it.

0:23.0

Can't rely on you to save anything.

0:25.0

Well, I deserve it.

0:26.2

I'm worth it.

0:28.3

Download my new simpler budget app to date and take control of your money once and for all.

0:35.4

Hi, I'm Michaela.

0:36.8

I'm 23 years old. I'm from Seattle and this is financial audit.

0:41.5

Thanks for coming in from Seattle. That's a far little journey. What do you do for living up there?

0:46.2

I'm a supervisor at Starbucks. Of course you are. That is the Seattle core as it gets.

0:51.9

Starbucks can actually be a pretty damn good place to build a career sometimes.

0:55.4

I know they're going through lots of union things and some places are getting shut down.

0:59.0

And lots of Starbucks layoffs actually just got announced this week like a thousand people.

1:03.5

Yeah, I saw that in corporate.

1:04.7

So how much are you making?

1:06.4

I make 2364 in Seattle, 23 and for a manager? Well, I'm just a shift. In Seattle, 23.

1:11.8

For a manager?

1:13.7

Well, I'm just a shift supervisor.

1:15.1

Shift supervisor. How many hours a week do you work?

1:17.0

I want 40, but I get more like around 30.

1:21.2

Why?

...

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