P2P funding for Europe's farmers, with Nikita Goncars

How to Lend Money to Strangers

Brendan le Grange

Credit, Fintech, Management, Lending, Banking, Business, Careers

5 • 2.6K Ratings

🗓️ 13 November 2025

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

Agricultural loans offer a unique combination of high collateral and EU subsidies – in a crisis-resistant sector. Lande gives us exclusive access to these loans, and this week I'm speaking to the founder, Nikita Goncars.

Meet Nikita on LinkedIn at https://www.linkedin.com/in/nikita-goncars-lande/

Or jump straight to Lande's homepage at https://lande.finance/

BadIdeas.fund is at, you guessed it, https://www.badideas.fund/ and Fintech Latvian is at https://fla.lv/

You can find me on LinkedIn, too, of course, at https://www.linkedin.com/in/brendanlegrange/ Follow the show, too, at https://www.linkedin.com/company/how-to-lend-money-to-strangers

You can support the show by buying one of my guests via the affiliate links on my site (it doesn't cost you anything extra): https://www.howtolendmoneytostrangers.show/recommended-reads

Commercial partners include (when you click one of these affiliate links, I earn a small commission but you won't pay a cent more)

ProtonVPN Browse privately with a community-owned secure VPN that safeguards your privacy. https://go.getproton.me/aff_c?offer_id=26&aff_id=12767

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Friends of the show include: https://www.ontap.co.za/pages/hoedspruit-store-details (for all your Hoedspruit-based bathroom needs), https://www.joinhumoni.com, https://www.haboomoney.com/, and https://beetlesense.ai

And since you like podcasts, I'm also co-create hAIghtened senses with Christo van Zyl, in which looks at the intersection between human senses and technology

Keep well, Brendan

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Transcript

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0:00.0	investors are happy farmers are happy, very happy. And then the work started.
0:10.3	I've only been to Latvia once and that was just for two days in Riga, but they were two
0:15.8	sunny days and there are a few better places in the world to drink a cold beer than a medieval
0:20.7	old town in Europe.
0:22.3	But I'm not talking about the old towns today.
0:24.7	I'm talking about the countryside in Latvia, in the Baltics and beyond.
0:28.6	And in particular, how the farmers at work those lands get funded.
0:50.9	Thank you. Nikita Gunchaar's CEO and founder at Lunder.
0:52.7	Welcome to the show.
0:53.7	Thank you, Brandon.
0:54.8	Nice to be here. Thank you for inviting. It's a pleasure, as I saying, welcome to the show. Thank you, Brendan. Nice to be here.
0:55.8	Thank you for inviting.
1:01.4	It's a pleasure, as I was saying, before we hit record, the Baltic region is one that's really interesting to me.
1:03.5	It came to sort of freedom in terms of the countries from the Soviet Union about the same
1:08.3	time that we ended apartheid and went to freedom in South
1:11.9	Africa. So we're going to talk a lot about innovation in the space. We're going to talk a lot about
1:16.3	what makes that region special. But first, I'm going to talk a little bit more about you because
1:22.1	when I looked at your LinkedIn, you know, a lot of founders that I speak to will be more like myself,
1:28.9	you know, they've worked 10, 20 years in the industry and then they've seen a niche that
1:32.4	they've decided to jump into. But it looks like from your track record, entrepreneurship, the sort of
1:39.0	startup space, or at least kind of innovation and disruption was something you'd wanted to get in
1:43.8	straight away.
	...

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