Our Son Makes $100,000 And Still Lives With Us
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 23 November 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by CHO, a budget-friendly faith-based alternative to health insurance. |
| 0:07.6 | CHMinistries.org slash budget. |
| 0:10.4 | I'm calling for some advice on how to handle my 29-year-old son, who has moved back home to follow the Baby Steps Millionaire Program. |
| 0:22.9 | He wants to pay off all of his private student loan debt. So he's moved back home. We're glad to have him. I'm nearing |
| 0:29.3 | retirement age. My husband's been retired a long time. We're in decent shape financially, no debt |
| 0:35.4 | at all. But expenses are hard. |
| 0:38.5 | You know, the cost in maintaining a home has increased, the cost of utilities, the cost of food, |
| 0:46.6 | property taxes. |
| 0:48.3 | So our budget gets stressed a little bit from time to time, especially, you know, times of |
| 0:53.1 | a year like this when the heat's on. |
| 0:55.6 | And so does it cost more to heat the house with him in it? |
| 1:00.1 | Well, not necessarily, but the cost of food goes up and, you know, just him keeping the lights on |
| 1:06.0 | where that part of the house might have normally been dark. Sure. The water, the utilities will |
| 1:10.7 | bump up a bit. |
| 1:11.5 | He'll be eating your foods. |
| 1:12.7 | Your food bill is going to go up. |
| 1:14.1 | Why don't you tell him he needs to contribute a little sum-sum? |
| 1:17.2 | I did. |
| 1:18.3 | So his response was, well, I asked him if he would take on one bill. |
| 1:24.3 | I said, just one bill, you can pick out whatever one you want. So I showed him my, |
| 1:30.5 | we have your budget app. So I showed him my every dollar budget. And I said, pick one. And |
| 1:37.0 | his response is, well, let me look at all of your bills so that I can see how you can cut costs |
... |
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