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This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Solnier, as well as Colorado State University Finance instructor andified Financial Planner Chris Stein teach you about IRAs,

borrow-en-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that they're

available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim

and Chris with today's show.

Well, hello and welcome to the Retirement and IRA show, EDU edition for this week.

I've got Jim back with us today and this will be either the last or maybe second to the last show in our series that started back in 2008, I believe, at this point, where we're walking everyone through our process and approach and philosophy.

I know it was in 2008, but it seems like a long time ago.

I think we started it back in March or April, somewhere in there, took a pause during National Newty Awareness Month, and then we've been kind of sprinkling in shows as we've been

able to since June.

And here we are, I think, towards the end.

So today we're going to talk a little bit about what we call positioning,

a term that Jim came up with to distinguish it from the more classically understood

bucketing approach to asset allocation.

So we'll talk about what are the, what are the differences,

the nuances. I think you could call them, I don't know, I'm not sure one's an evolution of the other. I think one's the cousin of the other. I'll tell you what I mean when we get to that point.

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