No-Spend Month 2.0, and Recovering From Credit Damage

NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

Business, Education, Investing, How To

4.2 • 665 Ratings

🗓️ 30 January 2023

⏱️ 23 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

A no-spend month is a chance to retool your relationship with how you spend money — and tuck away some extra cash. To start this episode, Sean Pyles and Liz Weston talk about how they’re approaching the no-spend-month challenge this year. Then they answer a listener’s question about how to recover from damage to their credit, including how to land an apartment or get a car loan. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Also, we are running a book sweepstakes ahead of our next Book Club episode! In February, we're talking with Axton Betz-Hamilton, author of "The Less People Know About Us: A Mystery of Betrayal, Family Secrets and Stolen Identity,” a book about what happens when the person who steals your identity is your own family member. To enter for a chance to win our book giveaway, send an email to [email protected] with the subject "Book Sweepstakes" during the sweepstakes period. Entries must be received by 11:59 p.m. PST on Feb. 16. Include the following information: your first and last name, email address, ZIP code and phone number. For more information, please visit our official sweepstakes rules page. Timestamps: This Week in Your Money segment: 0:00 - 10:59 Money Question segment: 11:00 - 22:53 Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Prime Video brings thrilling entertainment.
0:03.0	Watch Heavyweight Detective Breacher, Season 3 included with Prime.
0:07.0	Exactly how much danger is this job putting me in.
0:10.0	Treat yourself to the lovably chaotic Bridget Jones mad about the boy available to buy.
0:15.0	Did you have sex? Did you have sex?
0:17.0	Did you have sex last night?
0:19.0	Yes! And it was amazing!
0:21.6	Whatever you're into, it's right here.
0:24.6	Prime Video.
0:26.6	Click or tap the banner to find out more.
0:33.6	Liz, can you believe it?
0:36.6	It's one of my favorite times of the year.
0:39.6	Oh, really? Why is that?
0:41.4	Well, as of last week, the IRS is now processing tax returns, which means that the
0:46.5	2023 tax season has officially begun.
0:49.9	You need professional help, and I'm not talking about a CPA.
0:54.2	Okay, I will not dispute that, but I do love to check something off of a to-do list, and that's how I view taxed essentially.
1:01.9	All right, then.
1:02.8	Welcome to the Nerd Wallet Smart Money Podcast, where you send us your money questions, and we answer them with the help of our genius nerds.
1:09.8	I'm Liz Weston.
1:11.1	And I'm Sean Piles, and as I mentioned, it is the help of our genius nerds. I'm Liz Weston. And I'm Sean Piles.
1:12.4	And as I mentioned, it is the beginning of tax season.
	...

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