No One Is Entirely A Buy and Hold Investor
Money For the Rest of Us
J. David Stein
4.5 • 1.4K Ratings
🗓️ 9 September 2020
⏱️ 32 minutes
🧾️ Download transcript
Summary
What are the numerous decisions individuals have to make in managing their investments portfolios.
Topics covered include:
- Why individual investors in order to build and preserve wealth should invest like family offices and university endowments
- Why even buy and hold investors make portfolio changes
- What are examples of the numerous decisions individuals have to make in overseeing their investment portfolios
- How badly has value investing underperformed growth investing
- How are mindset should change when it comes to investing
Thanks to Policygenius and Chili for sponsoring the episode.
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Transcript
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| 0:00.0 | Welcome to Money for the rest of us. This is a personal finance show on money, how it works, how to invest it, and how to live without worrying about it. |
| 0:09.0 | From your host, David Stein today's episode 313. |
| 0:13.0 | It's titled, |
| 0:15.0 | There are no buy and hold investors. |
| 0:19.0 | I got an email last week from a member of Money for the Rest of Us. |
| 0:26.0 | He has been listening to my show for over four years and loves it. |
| 0:30.8 | He continued, I like the way you explain financial strategies and how you occasionally |
| 0:34.4 | cover the more personal aspects of life as well as investing. |
| 0:38.9 | This gentleman retired three years ago when he turned 56. |
| 0:42.8 | He has four million dollars in investable assets, |
| 0:46.6 | half of which is in cash and bonds. |
| 0:48.8 | He follows one of the adaptive model portfolios |
| 0:51.2 | on the website and converted over 10% of his assets out of stocks in March. |
| 0:58.0 | Based on the monthly investment conditions and strategy report we do on money for the rest of us plus. |
| 1:05.6 | He wrote, to be honest, a decision I now heartily regret. |
| 1:10.0 | He continued, I really like the sound logic of the analysis-based approach you promote |
| 1:15.2 | to help decide how to dial up or down allocations to different asset classes. |
| 1:19.4 | And I acknowledge your modifications have resulted in some investment success. |
| 1:23.4 | That said, I've typically been a classic buy and hold investor writing out the dips. |
| 1:29.0 | But this time in March I followed the logic to reduce the allocation to stocks and wait for conditions to improve. |
| 1:35.2 | We all know how that turned out. |
| 1:37.4 | How did it turn out? |
... |
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