What's up rich girls? I'm recording this little intro in that terrifying period between

Christmas and New Year's where, okay, tell me if anyone else feels this way. You know how

after a night of drinking, you wake up in the morning and it's like, oh my god, I'm still wearing

my clothes from last night. One of my eyes is glued shut from mascara. My memory's a little hazy

and you see your whole life, your whole day in a brand new light. Gone is the romanticized drunkenness

of the night before, whatever you were doing. That was so fun and exciting. It's like, oh my god,

what have I done? That, I have a Christmas hangover. I will get a Christmas hangover every year

where, after Christmas, on the morning of the 26th, it's like I snap out of it. I look around me

and I see the garland and the tree where the lights are like starting to flicker and go out and

there's like boxes everywhere in a whole new light and it's like, oh my god, what have I done?

Christmas hangover and then you're in that expansive time until New Year's where nobody's really

like working yet for real, but Christmas is over. You're like, what do I do? That is the time frame,

the mindset that I'm in right now. So if that was you or you're still pulling yourself out of

that, I feel you and I'm here for you. So today's episode is going to be a good one, especially if you

are feeling that Christmas hangover vibe because we're going to talk about all the stuff, all the stuff

in the Christmas season. And as the episode would suggest, why nice things in particular

might actually make your life worse? Yeah, I know, it's a little bit funky, but stay with me,

we will get into it. Before we do, I just want to give a shout out to the sponsor of today's

episode, Capitalize. Capitalize is a service that I found at the end of this year, kind of at the

perfect time. I just left a company and had a fairly sizable 401k balance. That was just

chilling. And because I noticed some crazy fees that were happening in that 401k, I wanted to

get it under my roof as quickly as possible. So the reason that I love Capitalize is it makes the

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