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This is Scientific American's 60-second science.

I'm Christopher in Taguata. Are you an agreeable person 60 Second Science. I'm Christopher in Taliatta.

Are you an agreeable person? You know, a nice guy. If so, a logical follow-up might be,

how are your finances? And here's why.

Agreeable people have lower savings. They have higher debt, and they're also more likely to go bankrupt

or default on their loans.

Sandra Matz is a computational social scientist at the Columbia Business School in New York City.

And using a combination of questionnaires and bank data, she and her colleague Joe Gladstone

found that people who score as more agreeable on personality tests have a better chance

of ending up in dire financial straits, especially if they're

low income to begin with. The researchers also combined personality data on millions of people

in the U.S. and the U.K. with regional data on how many people were unable to pay their debts.

And they found, again, that the nicer a county or local areas people on average, the worse their

finances.

Matt's thinks one factor could be that agreeable people just don't care much about money.

Maybe they pick up the tab more often or loan money when they can't afford to.

...