you

Live from the headquarters of Ramsay Solutions, broadcasting from the pods, moving to storage,

studio. This is the Ramsay Show. It's where we talk about your life, your money, your work,

and your relationships. I'm Kent Coleman, Ramsay Personalities, joined by my colleague,

George Campbell, Ramsay Personality, as well. And we are here for you. It's a free phone call,

Triple 8-825-5225. That's Triple 8-825-5225. So, camel and Coleman, on duty for you today.

I love alliteration, and I'm here for it. I do. I do, but we have a K and a C there

for keeping score at home. Let's get right to it. Stephanie joins us, the suburbs of Atlanta, George.

Alphoretta, Georgia. Stephanie, how can we help? Hello, how are you? Both, thank you for taking my call.

You bet. So, I've been following the principles for the last two years. We actually just bought our

home with things that 25% of our take home pay, 15 year fixed. And now we're ready to go on to step

four, but because I've never invested, I'm 34 and I don't know much about others than when I've

heard them call on the show. I hear like maxing out Roth IRAs, but with only three months left in

the academic in the year, do that mean like putting the 6,000 in three months? How does that work?

Like maxing out Roth IRAs, my company does offer that option. So, your company is a Roth 401K,

correct? Yes. Okay. The IRA would be outside of your employer. Oh, okay. Now, first of all,

way to go on doing that, the housing with our parameters. That's impressive. Most people say,

it's impossible, Stephanie. Can you just tell people out there that it can be done?

It can be done. It took me about a year and I have to get my husband on board. But once I add him

on board, we were just gazelle intensive certain extent. That's the heart. We've been looking at houses

during the, yes, because they're in a crazy housing market. We actually bought it as it started

to calm down a little bit right for the industry. It's went up, but best timing. We love the house.

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