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My name's Taylor. Mary, I have three children, have a five-year-old, three, and a one-year-old.

My wife and I would like to get some help and some advice from y'all in regards to our budgeting.

I wouldn't so much say that we have a money problem,

but I would say that we have a problem agreeing on what to do with our money. And I think Dave said

it before. I think one of us could be considered more of a spender, whereas the other could be

considered more of a saver.

Let me guess. You're at the saver. That's my guess as well. Right. Trying to find a happy medium that we can both be happy, enjoy life while also saving. And more importantly,

I just possibly don't want to work forever. Sure.

Now, what is the – let's get right – well, let's get right to the problem.

Where are we not on the same page?

It'd be with regard to spending, specifically credit card spending per month.

How much?

So individually, I spend probably on average around 2,500, $3,000 a month on my credit card,

and she's been closer to $5,000 plus per month.

Well, wait a minute.

Hold the phone.

What's the, how much do you actually bring in in actual money every month?

Because that, that, for sure sure are you all running all of your

expenses on a credit card is that what you're doing not everything uh for instance we so we pay

our credit card off each month um our house notes taken out of our checking account and our checking, excuse me, our house

note is really our only reoccurring debt. What's your take on? And that's kind of the hard

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