"My Wife Is Making Financial Decisions Without Me"

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 38.5K Ratings

🗓️ 10 February 2026

⏱️ 128 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

💵 ⁠Have a money question? Ask Ramsey is here to help.⁠ 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠ Jade Warshaw and Dr. John Delony answer your questions and discuss: "My drinking is holding me back from paying off debt" "My wife is making financial decisions without me" "Should I move into a lower cost-of-living area to save money?" "Should I file bankruptcy?" "My mom and I disagree on how much I owe her for a Parent PLUS loan". Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠. 🚢 ⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠ 🏠 ⁠Get organized and prepared to buy or sell a home⁠ 💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💻 ⁠⁠Need help with your taxes? See who we trust.⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! Go to⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Brought to you by the Every Dollar app.
0:07.2	Start budgeting for free today.
0:13.3	Normal is broke and common sense is weird, so we're here to help you transform your life.
0:19.0	From the Ramsey Network in the Fair Ones Credit Union Studio, this is the Ramsey show in the fair ones credit union studio this is
0:22.4	the Ramsey show i'm jade warshot next to me dr john deloney in the house taking calls about
0:28.2	your life and your money we're going straight to the phone lines you know the deal we have
0:32.2	gregg and phoenix arizona what's going on gregg hi Yes, this is Greg, and I have about $10,000 in credit card debt. I keep making payments on it,
0:46.8	and it ends up going right back up to $10,000 due to my drinking.
0:52.9	Oh, no.
0:53.7	Yikes, man. What are you doing to get a handle on your drinking. Oh, no. Yikes, man.
0:55.8	What are you doing to get a handle on your drinking, brother?
0:59.5	I'm getting back into the AA programs and church programs, but yeah, getting back into it.
1:07.0	Huh.
1:08.9	Are you ready to commit all in?
1:12.3	Yes, I am. Huh. Are you ready to commit all in? Yes, I am.
1:13.9	Yeah.
1:14.8	So how can we help you today, man?
1:18.1	Well, I originally reached out to see if there was any other advice besides cutting up my credit
1:24.1	card.
1:25.7	So anything besides that would be appreciative. Is it, is it just you? Do you not want to do that?
1:33.8	No, I do. I just, I have a little bit of nerves about it when it comes to emergencies and things like
1:42.1	that. I got it, I have to use my truck a lot for work. So, I mean, I'm going to have to
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.