Brought to you by the Every Dollar app. Start budgeting for free today. Well, I'm pleasure to be on the call. I've been listening to Dave and you ladies for probably 20 years.

Oh, wow. Before us then, Jeff, before we were co-hosts. So that's great. Thanks for calling in.

Yep, listening and have been a student and followed Davis principles pretty well.

So, you know, I'm pretty happy today.

I've got a lot of peace and content and a lot of blessings in my life.

And that kind of leads me to the call today.

So a little backstory.

So I live, I'm retired about two years ago.

And, you know, I've done well in the market and I've been some business for 30 years and, um, situation I have is, is on behalf

my daughter. So my daughter has been married for two years and the beautiful family,

they have two little babies.

And my son-in-law, very bright, intelligent young man, a daughter's very strong-willed and independent,

is some of the principles that are laid out, you know, they haven't followed to it be combining,

you know, finances, et cetera, as one of them, which I was always very vocal.

I kind of taught my daughter baby steps.

And so she's been a disciple.

She's getting there.

She's got her, she's got an IRA.

She's got her emergency fund.

She follows a very strict budget.

But then not having joint finances, we just found out this week.

My son-in-law came to confession to all of us and had been day trading.

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