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So my car engine went out last October, and it took a few months to get my vehicle back

because it actually broke down when I was evacuating for the hurricane.

And in the meantime, my parents floated a rental car, and then I ended up losing my job.

Yeah.

So they said my parents ended up helping out, and what they ended up doing was taking out a heat lock on their house to cover that and a few other things.

And I wasn't aware of this until afterwards.

But they're the kind of people where strings are attached.

And I'm just trying to figure out if I should be debt snowballing this,

which would make it the second and the last debt to be paid off,

or if I should be prioritizing it because it's on their house. That's a great question.

How much is it? How much is this HELOC? So my portion of it is about 11,500. That right there,

what you just said tells me all I needed to know. 11,500, just for kicks and giggles, tell me how much the other portion is and who got that?

I don't know because they didn't tell me.

Do you want to know what I think?

Very briefly.

I think they wanted to take out a helock, and I think you gave

them a good excuse to do it. And I think I would treat this like the IRS and put at the very top

and pay this off as fast as humanly possible. Uh-huh. How much are you putting towards debt every month?

So I actually just found you guys a little over a month ago, and I just finished Baby Step

One.

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