My In-Laws Think They Have a Say In My Finances
The Ramsey Show Highlights
Ramsey Network
4.5 • 840 Ratings
🗓️ 18 April 2026
⏱️ 8 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:04.3 | Start budgeting for free today. |
| 0:06.5 | My husband and I are kind of looking for a little bit of an outside perspective on a situation you're having. |
| 0:13.3 | Okay. |
| 0:13.9 | So my in-laws, his parents, helped us with a down payment on our house. |
| 0:21.1 | And now we're receiving a lot of, on my end, unsolicited financial advice about debts |
| 0:28.3 | and what we're doing with our money. |
| 0:30.8 | And I guess I just want to know how much influence I should allow them to have in what we're doing with our finances as a unit, |
| 0:40.3 | the two of us. |
| 0:42.3 | I don't know why they would have any. |
| 0:45.3 | Do you owe them the money back? |
| 0:48.3 | Did they loan you the money? |
| 0:50.3 | Well, they have a weird kind of situation. |
| 0:55.0 | They've done this with his, my husband's sister as well. |
| 0:58.8 | They kind of use it as a business transaction with their kids, so they'll help with the down payment on the house. |
| 1:06.3 | And in the future, when the house is sold, they would get their down payment back and a certain percent of whatever profit we would make on the house. |
| 1:15.4 | Oh, that was stupid. |
| 1:16.9 | You shouldn't have done that. |
| 1:19.0 | Oh, no. |
| 1:20.2 | That's horrible. |
| 1:22.5 | What an abusive mess. |
| 1:26.1 | Yeah. |
... |
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