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Hey, I want to know a couple things. Okay.

We have, we have some debt. We have some debt. So finding out that as a couple, we have about $575,000 in debt.

I don't have a job.

How much of that debt's your mortgage?

Our mortgage is $332 and a second mortgage at $65.

Which ones did you know about?

I knew about that, and I thought we probably had some credit card debt, but I didn't know it was this significant.

Was this done behind your back, or is this you're not paying attention?

I hear in your voice you're trying very much to not dishonor your husband by telling the truth that he borrowed a whole bunch of money behind your back and hadn't told you the truth.

Yeah.

Well, correct.

And he also took out about 80,000, I think, in our 401K that he didn't tell me about.

What does he spend in this on?

He is spending it on, I believe,

are paying, what do they say, robbing Peter to pay Paul. I think we're just cycling that.

What did he use it to pay? Not this much. Cars, probably some vacations that I didn't really understand weren't real money but credit card money.

My daughter's at college and we're paying for that.

We're paying for all her expenses.

She's in her fourth year.

She's a senior right now.

Okay.

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