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There's a couple different parts to my question, but the main thing is where do we start getting out of debt,

and how can I get my husband on board to better manage his trading, day trading that he does while we are doing that.

Those feel like they're in conflict with each other. Would you agree?

Absolutely, yes.

How much has he lost day trading?

Well, a little bit of background. We got married three years ago, and right before we got married, he decided that he wanted to refinance the house.

And he had just started dabbling in the trading stuff, and I think he got excited about how much he was getting.

So he refinanced the house and got 200K back, and we turned it into a 15-year mortgage at $4,000 a month.

And he put most – I would say he put 90% of the money towards the day trading, and it's all gone now.

So he mortgaged the house in order to gamble?

Yes.

Yes.

Yeah.

I just didn't realize, I guess, what was happening at the time. So where my confusion is is why he's not on the phone saying, I pissed away 200K, my wife's getting ready to kill me, how can I straighten out my life?

Instead, his wife calls and says, how can we manage around his little daytating problem?

Absolutely. I agree with you, 100%.

Where is he at with all this?

Is he think, well, I'll just day trade my way out of this one?

Yeah.

That's his game plan?

I think so, yes.

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