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The Ramsey Show Highlights

My Husband Has Been Hiding Extra Income From Me

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 9 September 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:06.0

I have a little conflict with my husband and I wanted your input on the situation.

0:11.0

Sure.

0:12.0

For a little background, when we first started the baby steps, we were both working full-time,

0:17.0

and we decided to take a small allowance and put the rest on the joint account and pay the

0:21.1

bills and, you know, do the snowball. I physically paid the bills because he'd been kind of

0:26.5

inconsistent before. So over the time, it just kind of became my job. About two and a half

0:31.9

years ago, I became totally disabled and now all I get is a social security disability check. But his income grew

0:39.6

and he never told me. And I just found out that he's been keeping $2,600 a month of income that I

0:47.8

didn't know he was making. Now, 400 of that does go to a second retirement account. He's already

0:53.7

retired once and gets a retirement check.

0:56.7

And when I brought it up and tried to discuss all this, he refused to pause it or put any

1:00.9

of the extra money toward the bills and just absolutely refused to discuss it.

1:04.5

How did you find out?

1:05.6

Well, I did what you said.

1:09.8

And when I had, you know, became disabled, I called my creditors and started working with them.

1:15.2

And I was working with the IRS to forgive a tax debt.

1:19.5

And so I needed a copy of his latest pay stub.

1:23.6

And I can read a pay stub.

1:25.7

And first one I'd seen in like 12 years and discovered what he had been doing.

1:29.8

And he admitted it.

1:31.6

And when I asked him why he was doing it and didn't tell me he had been making more money and more side jobs,

...

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