My Husband Has Always Kept Our Finances A Secret From Me (I Want Out)

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 38.5K Ratings

🗓️ 12 February 2026

⏱️ 127 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠ Ken Coleman and Rachel Cruze answer your questions and discuss: "The warehouse my business was in burned down and I didn't have insurance" "My husband has kept our finances hidden from me and now he wants a divorce" "Should I buy a home to get out of a toxic relationship?" "I'm $90k in debt and living paycheck-to-paycheck" "Should I loan my cousin $75,000?" Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠. 💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ 🚢 ⁠⁠⁠⁠⁠⁠Set sail with Dave Ramsey. Book your cabin today.⁠⁠⁠⁠⁠⁠ 💻 ⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust.⁠⁠⁠⁠⁠⁠ Connect With Our Sponsors: Get 10% off your first month of ⁠⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! Go to⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Casper Sleep⁠⁠⁠⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠⁠ Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:12.9	Normal is broken. Common sense is weird, so we're here to help you transform your life from the Ramsey Network in the Fairwinds credit union studio this is
0:24.1	the ramsy show alongside the lovely rachel cruise i'm ken coleman the phone number to jump in is
0:29.3	triple eight eight two five five two two five triple eight eight two five five two five you ready to go
0:36.2	let's do this ken she's ready folks joe starts us off in Newark, New Jersey. Joe, how can we help today?
0:44.0	Hi, sir. I've got a small distribution business plus honey-packing facility. We recently had a fire.
0:50.8	I lost all my merchandising goods. I OSBA and credit card bills 70,000 on the card and
0:58.5	SBA about 60,000. I don't want to file bankruptcy, but I want to know what is the best way to
1:03.9	move forward. So you've lost everything in a fire? Is that what you said? Yeah, there was a fire in the warehouse.
1:13.7	Oh my merchant, yeah, burn all my merchandise and my machinery.
1:18.9	Any, well, insurance, pick up some of that?
1:23.4	Unfortunately, I did not have insurance. Oh, no.
1:28.3	Okay.
1:29.3	Wow.
1:30.3	How long ago this happened, Joe?
1:31.3	This happened on January 1st, this January.
1:35.3	So how have you been running the business at all for the last 50 days?
1:42.3	Or has everything been on pause?
1:45.5	Everything been on pause?
1:47.9	Just had a little saving on a side that I am using to stay alive.
1:52.9	Oh, my gosh.
1:53.8	So you literally have no business to run.
	...

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