This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Rachel Cruz.

Maria is in Des Moines, Iowa.

Hi, Maria.

Welcome to the Ramsey Show.

Hi, Dave and Rachel. So excited to talk to you

guys today. Good to talk to you. How can we help? I have a question on behalf of my mom and

grandparents today, but I just want to start off and just thank you for your program. Because of it,

we eliminated all of our debt,wood my husband's school we're ready

for babysat four or five six and we would literally be in hundreds of thousands of dollars of debt

if it wasn't for you so i just wanted to say thank you first and foremost well you did it hero i'm

proud of you that's amazing maria that's amazing thank you um my question though isn't as fun of a story but um so my

questions for my mom and my grandparents um over the last year my grandparents moved to downsize and

eliminate debt um and eliminate their mortgage they did that due to financial reasons and also due to health reasons with my

grandpa.

But in the last about four months, my grandma was diagnosed with terminal cancer and she

didn't do so well with chemo.

So now she's on hospice care at home.

I'm sorry.

Yeah.

So anyway, due to being sick, she was still working up to that point,

but now she obviously isn't able to. So my mom has stepped in and has really been helping

...