My Girlfriend's Debt Is Keeping Me From Proposing

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 27 February 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	So I'm 21. I'm glad to be out of college this year. I have no debt. I paid it off as I went.
0:13.0	But my girlfriend didn't, and she's going to have about $70,000.
0:19.0	And every time I bring it up, she's just kind of like dismissive about it.
0:24.3	And I don't really like want to pay off her debt in a way.
0:28.2	You know what I mean?
0:29.1	And I'm just not sure how to go about this in the future.
0:32.3	You should just break up with her, dude.
0:35.0	John?
0:35.8	I'm serious.
0:36.8	I mean, because here's the thing.
0:38.2	You're both going to bring crap into this relationship, both of you.
0:41.2	And some of it, you'll know right away, like $70,000 in debt.
0:44.6	And if you're already thinking, that's hers in like, ugh, she's bringing this into
0:49.2	this and I don't want any part of it.
0:50.9	Like, that's just the down the road you're going to run into, oh, I want to raise kids
0:54.6	like this. But this is how my dad did it. Ugh. Or I don't want to live in this neighborhood
0:59.0	of this house. Like you're just like if that's the, if that's your first impulse is what
1:02.7	about me, then you're not ready to get married yet. If she has $70,000.
1:07.0	Yeah, I understand that. Does that make sense? So if she has $70,000 of debt and you're like, dude, I don't care what mountain I have to move, you're going to be, like, I want you to be my wife and I want to build a life with you.
1:15.6	Like, hell or high water, you and I are paying this stuff off together.
1:17.8	Then awesome, you're off to the races.
	...

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