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So my wife and I were in our mid-30s, and we are so close to baby Step 7, we can feel it.

But we have one small hurdle that we've got to jump over to get there and differing opinions,

kind of, on how to resolve it and

hoping to get some advice and maybe you guys can break a tie for us. Perfect. Can't wait. What is it? What's

going on? All right. So we've knocked out all of our debt using the baby steps. We paid off about

$350,000 worth over about two and a half years. Wow. $350,000 you has paid off? Yeah, well,

well, not all paid off. We sold stuff. I mean, we had everything under the stun. Wow, well done.

Automobiles and campers and I don't even like camping. So, um, so all we have left now is our

primary home and we do have a vacation home. And what we want to do is sell our primary home and move into the vacation home, which

we like better anyways.

And basically the net proceeds from selling our main house will pay off our vacation home,

which will become our primary residence.

Wow.

Great.

Yeah.

So we're ready to go.

The problem is I bought the vacation home prior to our marriage and I unfortunately bought it from a friend. He's carrying the note. Um, and when I kind of brought

up to him, you know, excited that, hey, I'm going to have a big, big check for you. He kind

of pushed back. And, you know, he's kind of saying he wants to spread his capital gains tax

over the 10 year note that we'd agreed upon at the 4% interest rate and kind of just he wants to spread his capital gains tax over the 10-year note that we'd agreed

...