This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. Chandalone.

So today's question comes from Victoria in Texas.

Victoria writes, my fiancé will finish his medical residency this year.

He has $150,000 in student loans,

$9,000 in credit card debt and no emergency fund.

When we first met, he always said that the best investment you could make

is paying off your debt, but his priorities have now changed. He makes, uh-oh, he makes minimum

payments on the credit card, deferred the student loans, and allocates the rest of his money,

drum roll please, to cryptocurrency. I have a little throw up in my mouth. It's crazy. He promises that he'll start paying off debt as soon as his residency ends

but it worries me that he prefers to invest in something that's risky rather than paying

off his debt

should i be concerned about this new obsession or should i trust that he will eventually

make his debt a priority

man so anytime somebody says hey this is a important thing for me, and you go great, and then they

change it on you, and they do something different, and then they say, hey, but next time,

but next time, you can trust me.

And then that changes again.

Yes, you should be concerned about the integrity of the person that you're

walking alongside. Yes, you should be concerned, I think. I absolutely do, actually. In fact,

the more I think about this, the more frustrating this gets. Because you've got a scared

fiancé here, and you've got somebody who has some

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