My Company's Credit Card Is Showing Up On My Credit Report

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 11 September 2025

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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0:00.0	Brought to you by Xander Insurance, identity theft protection isn't a luxury in today's world. It's a
0:08.6	necessity. Get yours at Xander.com. I wanted to call and ask about my company credit card. My husband and I
0:18.1	have worked really hard to pay off all of our debt, and we have our emergency fund saved,
0:24.5	and we've been also saving to buy our first house sometime in this year.
0:29.6	We went to our local credit union to get approved, and we did get approved for a loan,
0:34.2	but the person that we spoke with there asked me about a $17,000 debt
0:39.9	that was showing on my credit report, and I realized it was for my company issued credit card.
0:45.7	I'm a secretary in an accounting firm, and I was given this card when I first started working
0:51.9	here, and I use it to book travel for employees, order office
0:55.9	supplies, pay different company bills, but it never occurred to me that it would show on my
1:00.6	personal report.
1:02.2	Is it an American Express?
1:05.5	No.
1:06.2	Good.
1:06.7	Okay.
1:08.7	Because theirs are going to show on your report and they're going to try to hold you liable.
1:12.9	So I would go to your supervisor and tell them you need this canceled immediately.
1:17.4	Okay.
1:18.2	This is ridiculous.
1:19.1	It should not be on your report.
1:21.1	Did you sign to be liable for this company?
1:25.0	No.
	...

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