MtoM #250: Emergency Physician Wipes Out $500,000 of Student Loans in 3 Years and Finance 101: Public Service Loan Forgiveness (PSLF)
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
4.9 • 2.3K Ratings
🗓️ 24 November 2025
⏱️ 25 minutes
🧾️ Download transcript
Summary
Today we are talking with am Emergency Doc who has paid off over $500,000 in student loans in only 3 years! This couple committed to getting rid of these loans as fast as they could and chose to live like residents and pour everything they could into tackling them. He is the doc and she is a physical therapist who is pursuing PSLF to pay off her $185,000 of loans. They are excited to start tackling their next goals like making home improvements and paying off the mortgage. For Finance 101 we are talking about PSLF.
This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email [email protected] or by calling (973) 771-9100.
The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you!
Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones
Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com
Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube
Student Loan Advice for all your student loan needs: https://studentloanadvice.com
Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor
Join the community on Twitter: https://twitter.com/WCInvestor
Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor
Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor
Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com
Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter
00:00 MtoM Podcast #250
01:20 $500k Student Loans Paid Off
09:15 Advice For Others
18:13 Public Service Loan Forgiveness Update
Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is the White Coat Investor podcast, Milestones to Millionaire, |
| 0:04.2 | celebrating stories of success along the journey to financial freedom. |
| 0:13.2 | This is Milestones to Millionaire podcast number 250. |
| 0:16.8 | Emergency position wipes out $500,000 in student loans in three years. |
| 0:22.4 | This podcast is sponsored by Bob Bayani at Protuity. |
| 0:25.7 | He's an independent provider of disability insurance planning solutions to the medical |
| 0:29.0 | community in every state and a longtime white coat investor sponsor. |
| 0:33.0 | He specializes in working with residents and fellows early in their careers to set up sound |
| 0:36.8 | financial and insurance strategies. If you need to review your disability insurance coverage or just need to get |
| 0:42.3 | this critical insurance in place, contact Bob. You can do so at whitecoatinvestor.com slash protuity. |
| 0:47.7 | You can email info at protuity.com or you can call 973-771-910. All right, don't forget about our financial boot camp. |
| 0:57.8 | This is a free email, of course. |
| 0:59.7 | It's your fast track to be in debt-free within five years of residency and can help you become a millionaire, |
| 1:05.4 | just like those that we interview on this show. |
| 1:07.8 | You can sign up for that at whitecoatinvestor.com slash boot camp. |
| 1:12.9 | All right. We're going to talk for a few minutes about public service loan forgiveness after this |
| 1:17.3 | episode, so stick around. Our guests on the Milestones to Millionaire podcast today are Andrew and |
| 1:23.6 | Killeen. Guys, welcome to the podcast. Thank you. Yeah, thanks for having us. |
| 1:27.2 | Okay, tell us a little bit about yourselves. Andrew, you're the doc. Is that right? Yes, yes, correct. And Colleen, what do you do for a living? I'm a physical therapist. Okay, so a doc and a physical therapist. Tell us what part of the country you're in and how far you are out of school and training. Can you go first? |
| 1:44.7 | Sure, yeah. |
| 1:45.4 | We're in the Midwest. |
| 1:46.8 | We're in Louisville, Kentucky. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Dr. Jim Dahle of the White Coat Investor, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Dr. Jim Dahle of the White Coat Investor and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.