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Financial Audit

Most Childish Couple I've Ever Had On Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6633 Ratings

🗓️ 13 January 2025

⏱️ 84 minutes

🧾️ Download transcript

Summary

▶I found out they OWE DEBT for the wedding now and it RUINS EVERYTHING... watch the post-show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/ Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER Check out the top CD rates here https://money.com/caleb-cds on Money.com to find secure, steady, and smart options for your money today! ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube. So the passes were $1,000. For the both of us. What? For fucking what? For the whole year. So now we can go whenever we want. What the actual... Look at this. You just spent a thousand, fucking billion, trillion dollars on this card. Rich people don't do that. Because it was my birthday a couple weeks. Your birthday! All of our education is bundled together for 15% off. With a 30-day money-back guarantee, go to Calebhammer.com slash bundle. Or click the link in the description or pin comment below. My name is Stephanie. I'm 27 years old. My name is Michelle. I'm 28 years old. And we live in Mesa, Arizona. And this is financial audit.

0:42.3

Wow. Thanks for coming over to awesome guys. Okay. So this is exciting. We haven't had a rainbow-filled episode. I think everyone's a little excited about this.

0:54.3

It's going to be interesting. Not because of that specifically, but because we have a lot of couples on, and it's going to be interesting to see the dynamic here. Yeah. I'm very curious. Very excited. Yeah. So who decided they wanted to come on or was this co-effort definitely her it was me she didn't know about it

1:11.6

until after i didn't tell her i applied for the show until after i spoke with lindsay the first

1:19.0

time really yeah yes and do you want to be here yeah i thought it was cool i i showed it to her

1:26.3

before and i she i told her she didn't have to but she's excited Yeah, I thought it was cool. I showed it to her before.

1:31.6

And I told her she didn't have to, but she's excited.

1:32.1

Yeah.

1:34.3

Okay, so let's start with you, Stephanie.

1:35.3

What do you do for a living?

1:38.6

I'm a registered nurse at one of the hospitals.

1:40.0

Very cool.

1:40.6

What are you making?

1:44.3

I make $36 an hour.

1:44.9

Oh, okay.

1:45.5

Thank goodness.

1:49.9

But I get an 18% differential for nights.

1:52.8

So what about is coming in on a monthly basis?

1:54.7

What is your account on a monthly basis?

2:01.6

For my paycheck, I believe it's about $4,400. Okay, cool.

2:03.6

Works for me and you.

2:06.6

What do you do?

...

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