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InvestTalk

Moody’s U.S. Credit Rating Downgrade: What It Means for Your Money

InvestTalk

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Business, Business News, News Commentary, Investing, Entrepreneurship, News

4.31.5K Ratings

🗓️ 22 May 2025

⏱️ 46 minutes

🧾️ Download transcript

Summary

Moody’s downgrade of the U.S. credit rating to Aa1 is expected to push up borrowing costs for consumers-impacting mortgage, auto loan, and credit card rates-while highlighting growing fiscal challenges for the nation. 

Today's Stocks & Topics: FRSH - Freshworks Inc. Cl A, Market Wrap, FRSH - Freshworks Inc. Cl A, DG - Dollar General Corp., Moody’s U.S. Credit Rating Downgrade: What It Means for Your Money, Where to Invest After 70, UNH - UnitedHealth Group Inc., Equity Fund Flows, SRS - ProShares UltraShort Real Estate, RSG - Republic Services Inc., Education Plans, The Privacy and Civil Liberties Oversight Board (PCLOB).



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Transcript

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0:00.0

On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent Thinking, shared success.

0:17.7

InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

0:27.0

Here is KPP Financial portfolio manager, Luke Guerrero.

0:33.2

Good afternoon, fellow investors, and welcome back to Investor.

0:43.4

I'm Luke Guerrero, and today is Wednesday, May 21st, 2025.

0:48.4

Now, the market has been doing the past couple days, something that it hasn't done in about a week and a half,

0:53.6

and that is go in the opposite direction of what we generally like to see. But again, we know that none of this is unexpected.

0:55.7

We've been talking for some time about the resurgence of volatility that we've seen in 2025,

1:00.9

that it is unlikely that 2025 will be a year like the previous two, and that this, in a way,

1:07.9

is the new normal. And so, though the causes of this volatility may change day in

1:14.7

and day out week after week, month after month, it's our job as investors to try to understand

1:20.5

why. In order to do that, we here at InvestTalk think we are a small part of that mission to

1:27.3

help you become a better and more informed investor.

1:32.0

Each and every day, except weekends.

1:35.0

We meet here and we bring some educational and actual items to the table.

1:38.8

We go over recent news.

1:40.7

We maybe explain a finance concept to you, but most importantly, the most important part of

1:45.5

our show is answering your finance and investment questions that you submit via voicemail

1:50.2

on our YouTube channel, on our iTunes review section, or live throughout the show.

1:57.1

Now, in just a bit, we'll talk about today's market performance and run down the show topics

2:00.9

that I have for you.

2:02.9

Let's tackle this caller question now.

...

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