4.4 • 1.4K Ratings
🗓️ 31 July 2025
⏱️ 16 minutes
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0:00.0 | So one of my girlfriends fell in love with this house and she was sure she could afford it. |
0:04.3 | She had the down payment. She had the income. But when it came to pull her credit for her mortgage, |
0:10.7 | it was a brutal wake-up call. It sounds so obvious, but it hadn't really hit her until that moment. |
0:17.3 | Her day-to-day spending habits weren't just keeping up with the Joneses. They were affecting |
0:22.1 | her future. So she came over, we talked about it, we did some credit hygiene, and if you need |
0:28.0 | some of this too, I've got something that might help. Chime. With Chime Secure Credit Builder Visa |
0:33.3 | Credit Card, you can build your credit history with everyday purchases and regular on-time payments. |
0:38.6 | There are no credit checks, no annual fees, and no interest. Just a smarter way to build credit |
0:44.2 | using the money you set aside. Plus, you get access to credit tracking tools and personalized |
0:49.2 | tips, so the process feels way less overwhelming. Make everyday purchases count with |
0:53.8 | Chime's secured credit builder visa credit card. Get started today at chime.com slash MNN. With Chime Secured Credit Builder Visa Credit Card, you can build your credit history with everyday purchases and regular on-time payments. Just visit chime.com slash MNN as in Money News Network to get started. The Chime Credit Builder Visa credit card is issued by the Bank or Stride Bank N.A. |
1:12.4 | Chime checking account required to apply. |
1:13.4 | Money added to credit builder will be held in your secured deposit account as collateral. |
1:15.2 | And is your credit card's available to spend amount. |
1:16.4 | This is money you can use to pay off your monthly charges. Out of network ATM withdrawal and OTC advance fees may apply. Late payment may negatively impact your credit score. Results may vary. Go to time.com slash disclosures for details. |
1:10.3 | I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. |
1:15.3 | It's time for some money rehab. I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. |
1:29.0 | It's time for some money rehab. |
1:34.3 | Right, it is time for a roundup of the biggest stories on Wall Street and how they affect you and your wallet. |
1:43.8 | First up, the resurrection, albeit briefly, of the meme stock trade. For a hot second, |
1:49.9 | it felt like 2021 yet again, but with a fresh new cast of meme characters. Unlike the original |
1:56.3 | meme stock run, which focused long-term attention on just a few names like GameStop and Blackberry. |
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