Hello and welcome to the cunningly named The Martin Lewis Podcasts. I wonder what that's

going to be about. This is a very special festive episode aimed at tickling your fiscal funny bone.

It's a compilation of the best of the year's money mastermind, where I test

Nihal Arthur Nyaka's financial knowledge and he genuinely falls flat on his financial face.

And if you think the setup for the questions are mean, you'd be right. It's part of our tradition.

I'm very fond of him, really. Play the theme tune.

I got 21. The current score is Nihala's got 25 wrong. Now on the usually three options, multiple choice. That means statistically you would have likely had better look if you had cooked some cookie dough,

added a smarty in the mix, and baked three cookies, one for each answer,

and chosen by whichever one had the smarty in it.

What we don't have in this is a smarty-knit.

I like what you did there.

Thank you very much.

Even though it was directed at me.

Okay.

Okay, what do we got then?

Anyway, on last week's show, we talked about money epiphanies.

Yes, we did.

And afterwards, Hirar, Nihal, you had one.

Ladies and gentlemen, Nihal has put away his matchbox Ferraris,

his Scarelex tricks, his Atari 2,600 games console, and

his pinky LPs. Old school. He's decided it's time to grow up. So instead he's bought a

matchbox Volvo car, a Hornby train set, an electrics blanket, because that's all I could do to rhyme with

...