Mom Ruined My Credit!
The Secret Room | True Stories
Ben Hamm
4.5 • 2.7K Ratings
🗓️ 31 March 2026
⏱️ 101 minutes
🧾️ Download transcript
Summary
Hollie was devastated when she discovered that the person who meant the most to her had silently ruined her credit. But her secret is two fold. The second secret is how she responded, and she's not sure the audience will agree with her choice.
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PICTURES
See Hollie and her mom. Also Hollie's wedding gown that her mom made; and the little house she grew up in.
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THE SECRET ROOM | UNLOCKED
Hollie is back in one week on the The Secret Room | Unlocked. She talks more in depth about the ups and downs with her mom over the years and how they almost stopped talking over political differences. Hollie also shares more about when Hurricane Katrina hit her home town. We'll find out the shocking way she got together with her husband. Host: Susie Lark.
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PODCAST TEAM
Producer: Susie Lark. Story Development: Luna Patel. Music and Theme: Breakmaster Cylinder.
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Transcript
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| 0:00.0 | Hey, Ben, my name's Holly. |
| 0:08.5 | I was absolutely devastated to learn that randomly the person who meant the most to me had |
| 0:14.1 | silently ruined my credit. |
| 0:16.2 | My secret's actually twofold. |
| 0:17.4 | First, I definitely don't share anything that she did with anyone in my life, |
| 0:21.9 | but second, my secret is how I responded. Don't know if your audience will agree, but I'm here |
| 0:27.3 | to share. Hey, everyone. Welcome to The Secret Room. I'm Ben Ham. What would you do if the person |
| 0:32.7 | that you trusted most in the world betrayed you financially? And not by mistake, but in a way that cut deep and felt personal. |
| 0:39.8 | That is exactly what happened to my guest, Holly. |
| 0:42.4 | Today we're diving into her story from every angle, |
| 0:44.9 | including a twist that you won't see coming, |
| 0:46.9 | and by the end, you might question what you would have done in her place. |
| 0:50.2 | Let's get into it. |
| 0:55.2 | Hi, Holly, and welcome to The Secret Room. |
| 0:58.2 | Hey, thanks so much for having me, Ben. |
| 0:59.9 | I'm so glad for you to be here. |
| 1:02.5 | Thank you very much for reaching out with your secret and being willing to share it. |
| 1:07.5 | Yeah, for sure. |
| 1:08.3 | I've been listening to a lot of secrets on this show, so I figured it was probably time for me to share mine too. |
| 1:14.0 | Decided to join the fun. |
| 1:15.2 | Yeah, right. |
| 1:17.1 | Would it be fair to say that the matter of trust is at the heart of your secret? |
... |
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