This episode is brought to you by Pepsi Max.

Pepsi Max knows the music isn't just a soundtrack.

It's a pulse, and every city has its own.

That's why they teamed up with Spotify to measure the musical taste of cities across the UK and create a

playlist that matches their pulse perfectly. From Glasgow's dance scene to the Rat Game

in Birmingham. Search for Pepsi Max's profile on Spotify to hear the music your nearest city

loves. Brought to you by Pepsi Max. Dusty for more.

This is Ricy. You've been hearing my friend Josh Arnold, Mr. Money Talk for years on the radio and

Garage Logic Podcast. With the New Year approaching, I strongly recommend you sit down with Josh

for your no cost no obligation 48 minute

consultation on your investments including your IRA and 401k you can benefit

from Josh's years of experience navigating different market and economic conditions

and he'll always give you straight talk and not sugar-coded advice.

Give Josh a call now at 952, 925, 5608 to book your no cost, no obligation, 48 minute

consultation. That's 952, 925, 5608.

You'll be glad that you did and tell him Rice he sent you.

Don't forget to ask, why is it 48 minutes, Josh?

Investment services offered by Josh Arnold Investment Consult consultant LLC, a security investment advisor.

Past performance is no guarantee of future results.

All investments involve risk.

All comments and opinions are Josh Arnold's and do not constitute investment advice.

Patrick Royce is a paid endorser. If what you just told me is true I'm's true. I'm losing all I've lost all interest in the

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