Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you can

ditch your pesky credit card debt once and for all, make real progress on other crucial financial

goals that you've got, and just feel more in control of your money in general. You know it.

For Money Advice without the judgment and jargon, listen to How to Money on the Iheart Radio app,

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podcasts right right you're Gucci all right good all right why don't you hit it man i got i mean i got

so much to talk about do you have a lot to talk about yeah arnold are you are you back there what

are you doing?

I'm kissing Abby.

I found some mistletoe and I put up my crotch.

It's pretty funny, boy.

Oh, Arnold, you got joke.

You got holiday jokes, man.

I forgot all about mistletoe.

People still do that shit?

I'm imagining the bars will throw it up.

You know, it starts some stuff with the guys and girls.

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