Loser Thinks He’s Better Than You | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 29 January 2025

⏱️ 82 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶Download my budgeting app today: https://calebhammer.com/app - don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :) ▶Guess what? F*ck him. WTF... in the post show I find out that he's not willing to give up his STUPID trips to get out of debt...I rage, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶Come to my live show in Austin on Feb 22nd: https://www.calebhammer.com/live Go to https://meetfabric.com/CALEB and apply today, risk-free Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ ▶▶▶ Download my budgeting app today: https://calebhammer.com/app - don't over complicate this crap! All you need is an automated and SIMPLE budget. It's time to take control of your money for the first time in your life. ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for *15%* *off* : https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9) Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10) Build you own stan store: https://www.stan.store/?ref=CalebHammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey Harry.
0:00.7	Hello mate.
0:01.5	Got any tips for the football?
0:02.8	Your best bet is to head over to Bet Victor.
0:04.9	They'll give a new customer as a terrific welcome offer. If you bet a minimum of £10, they'll give you £30 in three bets. Four, that's a steel of a deal. It's a good darn deal that'll make your squirrel for real. Neil? My name's not Neil. I know, bet it rhymes. Listen to Harry and make your best bet on the football at Betvictor.
0:03.8	18 plus opt in and bet on any football marketing at odds of evens or greater no, cash out seven-day expiry terms and conditions apply. Gamblerware.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. 40% of your income right now cannot be going to food. I won't have the time to myself. What do you think cooking is? It's time to yourself. I'm not trying to come home after working 10 hours. So you're just an immature baby? Because that's what everyone does. I've been overworked for like the last four years. Oh, little guy has a little bit of a job at 25. I don't give a fuck. Congratulations. You worked a little hard in your early 20s. No one's ever done that before. Well, I'm going to be in college for three, four years. You're going to be a negative checking account right fucking now, so I don't give a shit. Download my new simpler budget app today and take control of your money once and for all.
1:16.5	Hey, my name is Adam. I live in Round Rock, Texas, and I'm 25, and this is the financial audit.
1:22.8	The financial audit, he's here from Round Rock. Thanks for coming in, man. What do you do for a living?
1:44.3	I am an inventory supervisor at a car dealership. Inventory supervisor? So not in sales. No. Okay. You bring in the cars to the dealership? You're like making sure they have what they need? Once they get in, I make sure that they get to the right place virtually. Get them to service. Dealerships. Me too. Okay. Well, how do you work at one? I mean, they make money.
1:45.4	That's why I'm there.
1:46.3	It's stressful, but it's where the money is.
1:49.2	It's stressful?
1:50.1	Very.
1:50.9	Okay.
1:51.5	What are you making in this job?
1:53.1	Right now, it's a little weird because I'm taking classes, but usually, well, 25 an hour.
1:59.3	Oh, so some of your times are you in up with classes. Exactly. What classes are you taking? Intro engineering classes, physics, too. This is college. This isn't like you're taking like career, like intercareer classes. Okay. So you're in school right now. Yes. Well, how many credit hours are you taken? I've taken like 80. Now, how many credit hours are you taking? Oh, currently 12 to 15.
2:23.2	Okay. So full time. Full time. So 25 an hour is what you're making? It's not bad,
2:29.3	but how many hours a week are you working? When I'm in class, it's about 20 to 25 hours a week.
2:33.7	How often, you're mostly in class, it's about 20 to 25 hours a week. How often,
2:34.9	you're mostly in class, right? Yes. Minimum 20 hours. I'm usually going up to about 25 hours.
2:41.2	When would you not be? Are you talking to like winter break and summer break? Yeah. So like for
	...

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