Lose the Ego, Win With Money

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 7 August 2025

⏱️ 125 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: "How can I get my wife on board with the Ramsey plan?" "My tenant isn't paying a plumbing bill, should I pay for it?" "I want to pay off my debt but my parents want me to put my extra money towards my mortgage." "My employer offered to pay the taxes on a leased vehicle. Is it worth it to take this deal?" "How do I address a business partner who refuses to work?" "How do we stop wasting money on silly material purchases, even if we can afford them and are responsible with money?" "I'm having a hard time budgeting my fluctuating income." "My husband passed away and I'm only getting half of his life insurance policy while my sister-in-law is getting the other half." Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠. 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 🏫 ⁠Lead a Financial Peace University class!⁠ ❤️‍🩹 Get trusted insurance coverage that fits your budget. ⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠ Connect With Our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠. Get 10% off your first month of⁠⁠ BetterHelp⁠⁠. Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠. Get started today with⁠⁠ Churchill Mortgage⁠⁠. Get 20% off when you join ⁠⁠DeleteMe⁠⁠. Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠. Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠. Visit⁠⁠ NetSuite⁠⁠ today to learn more. For more information, go to ⁠⁠SimpliSafe⁠⁠. Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠. Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY. Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.3	Start budgeting for free today.
0:12.5	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual
0:26.3	amazing relationships. I'm Dave Ramsey, your host. My co-host today is Rachel Cruz,
0:32.3	Ramsey personality number one bestselling author, co-host of the Smart Money Happy Hour hit on Ramsey Networks and my daughter.
0:40.4	We're going to be here and tell you the truth all day.
0:43.2	We're going to talk about your baby right in front of you.
0:45.6	The phone number is AAA-825-2-225.
0:49.7	You jump in and we're here to help.
0:51.9	Herman is in Charlotte, North Carolina.
0:54.9	Hey, Herman, what's up?
0:57.3	Hey, Dave, how's it going?
0:59.2	Better than I deserve.
1:00.0	How can I help?
1:04.1	All right, so my call is quick and simple, hopefully.
1:09.1	I am a married man and I have a wife that is a spender,
1:13.2	and I just want to know what can I do to get her more on board with the Dave Ransy plan. We went to FPU. I watch her show pretty much every single
1:22.3	day and I try to tell her things. I send her YouTube shorts and I just feel like there's nothing I can say or do that makes her change her ways.
1:31.0	And I don't know what to do anymore.
1:32.7	I think we're going to phone a friend.
1:34.1	We're going to call Winston, Rachel's husband, and ask him how he dealt with Rachel being a spender.
1:40.0	Perfect combo to show Herman.
	...

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