If you're new with us, you're in for an amazing treat.

Those of you with us last week, you got to hear the best teacher on finances on planet

earth with almost 5 million daily listeners on radio, viewers around the world on television,

best-selling books everywhere, a true man of God and a great friend.

Would you welcome back, Dave Remzies.

Thank you very much.

Wow, I tell you what, you know, I go around the world teaching all over the place, teaching

people all about this idea of debt.

And the idea that if you could get out of debt, you'd have some money.

If you don't have any payments, you'd have some money.

And people look at me with two different problems with that.

One is they get all sophisticated and academic.

They say, well, Dave, there's good debt.

There's good debt.

And Wall Street has proven that recently.

That debt is a tool to be used for your good.

And you know, I used to believe that garbage, too.

I was in college and they used to teach us this stuff about leverage and internal rates

of return and net present values.

And I'm not against education.

I mean, my financial education is part of where I am now.

Academia is a good thing.

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