This is MPR's Life Kit. I am Jen Hempel. I am a financial counselor and I talk

money on my podcast Herding Edomatters. Today I'm answering your questions with

two personal finance experts. Will AWilliams and Wisliya Eccles from the

Abundant Living Podcast. I cannot wait to get into your questions that range

from sharing expenses with your partner, credit scores, savings for your kids,

and more. Welcome, Wisliya and Willa. Let's start off with learning about you.

Tell me a little bit about what you do and who you are. Oh great, Jen, we're so

happy to be here. Well, I am Wisliya Eccles and Willa and I own Trinity

Financial Coaching. We help professional women create a purposeful blueprint for

them to balance, live in their life they want to live, as well as building

well for their future. Yes, then we've been together as Trinity Financial

Coaching for over 10 years now. Nice. Now let's go ahead and dive into the

listeners' questions and the first one comes from a listener named Maggie. Hi

Life Kit, my name is Maggie and I have two finance questions. First, I was

wondering if you could talk a little bit about how many savings accounts you

recommend individuals have at a given time, particularly for young adults who

are early in their careers, just starting to kind of get some savings together.

So, was helping me hear about that as well as any specific savings tips you have

for individuals who get paid on a biweekly schedule? Thanks so much. I can start

on this one. I would recommend that there are at least two savings accounts, one

for short-term goals so that you can begin to set aside monies to be able to pull

from for the things that you want to do in the near term and then also an

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