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As with any investment, capital is at risk.

Between Moldova and Romana, there is a 15-year gap.

And during my last four years living in Moldova, many times I had moments of Deja Vu, saying,

oh, it seems that I know what might happen in the future because I lived in my own country 10 or 15 years ago.

But this year is the year when the officially apply for European accession.

People are speaking so much right now about European Union.

So that's why I would say that Moldova should follow the same pet like other Eastern European country,

followed, not on Romana, but Poland, Czech Republic, Slovenia, Warsaw.

Welcome to how to lend money to strangers with Brendan Legrange.

I've worked in consumer lending strategy for a little over 20 years,

taking on roles across the credit life cycle in Africa, Asia and Europe.

In that time, I've had the pleasure and sometimes just the experience of working with many different people.

So I'm pretty confident when I say that, Roman Zilbering is one of the true characters of credit risk strategy.

Just as comfortable solving errors in complex Sascode as he is propping up the bar.

Any bar, but in particular, I remember one with peanut shells on the floor and turtles in little perspix cages

that use its position as the only bar within walking distance of our office in Kallun to charge almost unacceptable rates for a pint.

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