Lending in Thailand and SE Asia, with Marco Chu (TransUnion) and Phadet Charoensivakorn (NCB)
How to Lend Money to Strangers
Brendan le Grange
4.9 • 43 Ratings
🗓️ 2 June 2022
⏱️ 31 minutes
🧾️ Download transcript
Summary
Thailand is one of my favourite markets. My main memories are of the fantastic food, the vibrant streets, and the perfect beaches but I also helped to roll out the first-ever national credit bureau score there and that’s what we’ll be talking about today. Thailand is a young country with a fast-evolving fintech scene, so I have pulled together Khun Phadet Charoensivakorn (COO of the National Credit Bureau) and Marco Chu (Business Development Director for TransUnion in SE Asia).
Together we discuss the state of the Thai market, how it fared during COVID, how it is changing, and the larger regional context as we touch on working with markets with contrasting risk baselines.
Phadet is on LinkedIn, if you have more questions about the Thai credit landscape, or email him at phadet@ncb.co.th (you can also read more at https://www.ncb.co.th/about-us/history-en)
While you can find Marco on LinkedIn, too, and read more about my old colleague's work in the region via https://www.transunion.hk/home
Finally, if it is me you're after, you can find me on my LinkedIn page (feel free to connect), and my action-adventure novels on Amazon, some versions even for free.
If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show
Regards,
Brendan
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Transcript
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| 0:00.0 | Glaucoma didn't stop me getting to Barcelona. |
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| 0:22.6 | The consumer, they don't have their financial little essays. |
| 0:25.9 | So when they're going to borrow the money from the banks, |
| 0:30.2 | they don't know what would be the outcome, |
| 0:32.8 | either they can get the loans or they can be denied. |
| 0:36.1 | And they think that Caryborough is a bad guy. |
| 0:39.2 | The reason that they cannot get into the loans. |
| 0:41.7 | So this one is the starting point |
| 0:44.2 | of where we need to do something. |
| 0:52.5 | Welcome to Heartlein Manitas Strangers |
| 0:54.7 | with Brendan Lookrange. |
| 0:56.3 | I'm not sure if they still do it this way, |
| 0:58.3 | but when I was working at Capital One, |
| 1:00.9 | we used to use a lot of case studies in our hiring process. |
... |
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