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Financial Feminist

Lazy Girl Wealth: Make Money While You Sleep (Bonus)

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.76.2K Ratings

🗓️ 11 December 2025

⏱️ 17 minutes

🧾️ Download transcript

Summary

Today’s episode of Financial Feminist is all about unlocking what I truly believe is the easiest money you will ever make — and yes, it’s as simple and lazy-girl-friendly as it sounds. I’m breaking down the one passive income strategy that requires zero extra hours, zero new skills, and absolutely zero stress: a high-yield savings account. If you’ve ever wished you could make money while taking a nap, running errands, or sipping a drink on the beach, this episode shows you exactly how to make your existing money work harder for you, without sacrificing your already-packed schedule. Looking for a HYSA? We've done the research for you. See our partner recommendation (terms apply): ⁠https://herfirst100k.com/ffpod 00:00 Intro 01:14 The Problem with Checking Accounts 02:44 Why High-Yield Savings Accounts Matter 04:21 How to Set Up and Use a HYSA 08:44 The Power of Earning Interest 09:23 Using HYSA for Emergency Funds & Goals 10:22 Overcoming Myths & Fears 12:24 Making Money Passively 14:03 Is My Money Safe? 15:10 Final Thoughts & How to Get Started Visit https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

If you've ever dreamt about making money while taking an app, amazing. You're about to unlock the

0:04.3

laziest form of passive income. Hi, I'm Tori. I am a multimillionaire. I'm a money expert. I've helped over 5 million women be better with money. And on today's episode of Financial Feminist, we are diving in to maybe a brand new series, if this is something that you like, called The Lazy Girl's Guide to building wealth. Today we are talking about the easiest thing you can do to start earning

0:23.4

passive income and make real money without any additional skills, without taking on any more hours, and without any stress. And if you're already like this team, it's too good to be true. I'm going to debunk that as well. If you want more videos like this, you can feel free to subscribe. If you're watching on YouTube, amazing, we'll see you there. And if you're listening on your podcast platform of choice, Spotify, Apple, we would love for you to stick around. We have so many amazing episodes that can help you be better with money this year. But first, a word from our sponsors. This podcast is brought to you by Squarespace.

0:55.7

Squarespace is the all-in-one website platform designed to help you stand out and succeed

0:59.3

online.

1:00.1

So whether you're just starting out or scaling your business, Squarespace gives you

1:03.1

everything you need to claim your domain, showcase your offerings with a professional

1:06.7

website, grow your brand, and get paid all in one place.

1:09.8

From their drag-and-drop templates to their email campaign tools, to the ability to accept

1:14.0

payments, you can do all of this right in Squarespace.

1:17.1

Head on over to Squarespace.com for a free trial, and when you're ready to launch,

1:20.7

go to squarespace.com slash ffpod to save 10% off your first purchase of a website or domain.

1:35.6

Thank you. 10% off your first purchase of a website or domain. So we're all busy. We are all overwhelmed. We all want our money to work as hard as we do, okay?

1:41.9

But the reality is that most ways of making money are labor, right?

1:47.2

Going out and taking on more hours, getting a new job, finding that side hustle, right?

1:51.9

But today's episode is not about doing more. It's actually about doing less. We're talking today

1:57.8

about making your existing money work harder for you. So let's talk about the problem that no one else is discussing, which is that your checking

2:07.1

account is quietly killing you. For those of you who don't know, your checking account is

2:12.1

probably where you get your payments from work, where your payroll gets processed, right? Where you get your money

2:20.0

and then maybe where your bills are getting taken out of. The thing about checking accounts is

2:24.1

there meant to be an account with a lot of transactions. Okay, the money's coming in, the money's

2:30.4

going out, right? Maybe you're getting paid twice a month or, you know, you're adding your

...

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